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About Us

We Listen . We Solve
Solve your financial needs
Unlock Financial Freedom with CONSFIELD CF HOLDINGS SDN. BHD.
Embark on a transformative journey to financial freedom with CONSFIELD CF HOLDINGS SDN. BHD. Founded by Carrick Chai in 2020, our trusted financial consulting firm is in the vibrant community of Taman Pelangi, Johor.

As we continue to grow, our CF team consists of over 15 skilled financial advisors and more than 15 dedicated back-end service representatives, all equipped with professional financial expertise. Guided by our experienced senior consultants, we approach every client challenge with precision and provide expert advice. At CONSFIELD CF HOLDINGS SDN. BHD., our passionate and proficient team is committed to delivering exceptional customer service. We create comprehensive consultation plans and offer a wide range of financial services to address your loan-related concerns from various angles.

Your case is our top priority, and we ensure a seamless and efficient process from start to finish. Our goal is to maximize benefits and fulfill all your requirements. If you're located in Johor or Singapore, we extend a warm invitation to join us for a personalized one-on-one consultation at our CF main office. Furthermore, we are thrilled to announce that we are expanding our reach and opening a new branch in Kuala Lumpur and other states. This exciting development brings our services closer to individuals in other areas in Malaysia and Singapore, providing even more convenience and accessibility for consultations. Whether you're seeking guidance, information, or assistance, our team provides exceptional support tailored to your needs.

At CONSFIELD CF HOLDINGS SDN. BHD., we listen attentively and solve diligently. Your trust and satisfaction are of utmost importance to us. We cherish every moment spent with you and eagerly anticipate the opportunity to deliver our best services to all our valued clients.

Unlock your financial potential and embrace a brighter future with CONSFIELD CF HOLDINGS SDN. BHD.. Let us be your guide on the path to financial success. Contact us today to schedule your consultation and take advantage of our expertise and personalized approach.
Let our Financial Consultants help you
Empower Yourself with Financial Education

At our financial consultancy company, we specialize in four key areas of expertise, including debt management, portfolio management, financial education and bank loans. We understand that navigating the world of bank loans can be overwhelming, with complex information and misleading advice. We are here to ensure that you make informed decisions and avoid costly mistakes.
Our team of experienced consultants provides the most professional loan knowledge and personalized consultations to all our clients. We go above and beyond to empower you with the information you need to secure your loans successfully. Through our comprehensive case studies, we analyze every aspect of your situation and provide valuable insights and constructive guidance.

Your financial well-being is our top priority. We are committed to equipping you with the tools and knowledge necessary to make sound financial decisions. With our guidance, you can avoid pitfalls and achieve your goals with confidence.

Join us today and let our financial consultants guide you towards a future of financial success. Together, we will navigate the complexities of the lending landscape, ensuring you make informed choices and secure the best outcomes for your financial needs. Trust in our expertise and experience the difference of working with a dedicated team committed to your financial empowerment.
Debt Management and Refinancing: Take Control of Your Financial Future

Unlock the privilege of extending your loan tenure at a lower interest rate, ensuring a reduced financial burden, and enabling better long-term interest savings. Our expert advisors are here to guide you through the process of restructuring your high debt, creating a more manageable repayment plan tailored to your needs. With our comprehensive debt management and refinancing solutions, gain better control over your financial journey and pave the way for a more secure and prosperous future.
Bank Loans: Empowering You with Financial Flexibility

Experience the freedom to use your funds as you see fit, hassle-free. At our consultancy, we offer a wide range of flexible bank loan options that cater to both personal and commercial needs. Whether you're in need of a personal loan, housing loan, or credit card assistance, we have you covered. For businesses, our commercial loan solutions are designed to address capital cash flow challenges, facilitate business expansion, and help you enter new markets. Trust in our expertise to provide tailored loan solutions that empower you to achieve your financial goals with ease.
Portfolio Management: Achieve Financial Success and Peace of Mind

When it comes to managing your investments, CONSFIELD CF HOLDINGS SDN. BHD. is your trusted partner for effective portfolio management. With their expertise and commitment to client satisfaction, they can help you navigate the complex world of investments and achieve your financial goals. Their experienced team of financial consultants takes a personalized approach to portfolio management, tailoring strategies to align with your risk tolerance, investment objectives, and time horizon. By entrusting your portfolio management to Consfield CF, you can enjoy the peace of mind that comes with knowing your investments are in capable hands. Their extensive industry knowledge and proven track record make them the ideal partner to guide you towards financial success.
Our intention
We Listen . We Solve
以责任为基础 Based on responsibility  
以品德量标准 Most reliability
以信念作驱使 Belief driven

Customers end up becoming our friends. Why?

The phrase “We Listen, We Solve” sounds simple yet meaningful.

Every time when this phrase is in our mind subconsciously reminds us to have empathy for all of our clients, and every stack of understanding allowed us to have more anticipation in order to overcome the challenge from our client.
Listen to make friends, solve to make businesses.

The objective of establishing the platform is to assist our clients to resolve all possible abandoned, damaged financial profiles and have an alternative option or even more experienced consultancy to cooperate with.

Besides that, our consultants are well trained and equipped with the financial knowledge to ensure they are capable to handle complex client profiles and offering the best solution in order to respond to every circumstance.

Meantime, we expect a constant improvement in the understatement of “loan consultant”.

During the fact-finding process, it is compulsory to fully understand the client’s needs and criteria, to ensure all cases in our hands are able to accomplish reliably, as well as to distinguish CF among the rest.

Last but not least, we would like to utilize our best effort together with a better knowledge to provide world-class service.  With the expansion of the business and opening up to the public, we strongly believe our brand will be the last man standing with a strong reputation.

We hope that in the future, by sharing and educating, more Malaysians will have a deeper understanding of financial knowledge. We attach great importance to financial education, so that customers can understand their own financial situation, so as to avoid falling into financial traps and crises.

Spreading certain financial knowledge to let Malaysians understand their own financial situation to reduce the bankruptcy rate of Malaysians. At the same time, it conveys the correct concept and proper financing channels, and establishes a positive financial concept to the masses.
Professional Team

Carrick Chai


Joey Chan

Operating & Account Director

Edgar Chan

Marketing & Sales Director
SME Specialist

PeiKee Goh

Mortgage Loan Specialist

TH Kiong

Personal Loan Specialist

Max Lee

Senior Financial Consultant

Celest Wong

Senior Financial Consultant

Penny Teo

Senior Financial Consultant

Wilson Thye

Financial Consultant

Chriss Chee

Financial Consultant

Angie Chua

Financial Consultant

Liddy Hu

Financial Consultant

Jovie Kam

Financial Consultant

Gina Chua

Financial Consultant

Renzo Phan

Financial Consultant

CONSFIELD CF HOLDINGS SDN. BHD. established in 2020, is a financial consultancy company based in Johor Bahru, Johor, Malaysia.