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About Us

We Listen . We Solve
Consfield CF Financial Consultancy
Solve your financial needs
Consfield CF Financial Consultancy
Consfield CF Consultancy Sdn. Bhd. founded by Carrick Chai in 2020. This is a financial consulting company based in Taman Pelangi, Johor.

As the company is growing rapidly, CF team has more than 10 financial advisors and 15 back-end service representatives with professional financial knowledge to provide the consulting service. We have 5 senior consultants who are leading and guiding the service team to assist and resolve all the challenges from every client that needs professional advice.  CF has a strong, passionate, and professional team by providing excellent customer service with a comprehensive consultation plan and assist from a variety of financial services, resolving their intractable problems regarding loan related matters from different aspects.

We treat every case seriously; it is our due diligence to ensure the entire process is seamless and smooth.  Not only that, we would like to ensure every case could achieve the maximum benefits in order to fulfill all client requirements.  For those who are working in Johor and Singapore, it’s our honor to have you for a one-on-one consultation at our CF main office.  We will be able to conduct an online meeting to assist you to obtain a variety of loans as much as possible, especially for customers who are staying in other states.
We plan to establish more branches in other states in the near future so that our clients can make an appointment for face-to-face consultation.

“We listen, we solve”, we appreciate and treasure every moment with you. We are looking forward to give our best for all our clients.
Let our Financial Consultants help you
We have three categories in our business
Finance Education

The bank loan information is everywhere and some of them are complicated. The “Loan Consultant” may mislead the client with improper method. As a result, client may fall into a wrong decision making or even losing at lower hand.

In order to prevent more customers from falling into it, we provide the most professional loan knowledge and consultations to all clients as well. Not only that, to ensure that customers can successfully obtain their loans, we provide our professional case study for our customers to take into consideration in every aspect and convey good and constructive information.
Debt management and Refinancing

Advising the privilege to extend the loan tenure with a lower interest rate, reduce interest rate in the long run, and restructure your current high debt to an affordable repayment. Most importantly, is to have better control over the financial plan.
Bank Loans

We provide you the flexibility on how you spent the money with hassle-free.

Personal (Personal Loans, Housing Loans, Credit Cards) & Commercial Loans (SMEs) to solve capital cash flow problems, business expansion or enter a new market.
Our intention
We Listen . We Solve
以责任为基础 Based on responsibility  
以品德量标准 Most reliability
以信念作驱使 Belief driven

Customers end up becoming our friends. Why?

The phrase “We Listen, We Solve” sounds simple yet meaningful.

Every time when this phrase is in our mind subconsciously reminds us to have empathy for all of our clients, and every stack of understanding allowed us to have more anticipation in order to overcome the challenge from our client.
Listen to make friends, solve to make businesses.

The objective of establishing the platform is to assist our clients to resolve all possible abandoned, damaged financial profiles and have an alternative option or even more experienced consultancy to cooperate with.

Besides that, our consultants are well trained and equipped with the financial knowledge to ensure they are capable to handle complex client profiles and offering the best solution in order to respond to every circumstance.

Meantime, we expect a constant improvement in the understatement of “loan consultant”.

During the fact-finding process, it is compulsory to fully understand the client’s needs and criteria, to ensure all cases in our hands are able to accomplish reliably, as well as to distinguish CF among the rest.

Last but not least, we would like to utilize our best effort together with a better knowledge to provide world-class service.  With the expansion of the business and opening up to the public, we strongly believe our brand will be the last man standing with a strong reputation.

We hope that in the future, by sharing and educating, more Malaysians will have a deeper understanding of financial knowledge. We attach great importance to financial education, so that customers can understand their own financial situation, so as to avoid falling into financial traps and crises.

Spreading certain financial knowledge to let Malaysians understand their own financial situation to reduce the bankruptcy rate of Malaysians. At the same time, it conveys the correct concept and proper financing channels, and establishes a positive financial concept to the masses.
Professional Team

Carrick Chai


Joey Chan

Operating & Account Director

Edgar Chan

Marketing & Sales Director
SME Specialist

PeiKee Goh

Mortgage Loan Specialist

TH Kiong

Personal Loan Specialist

Max Lee

Senior Financial Consultant

Celest Wong

Senior Financial Consultant

Penny Teo

Senior Financial Consultant

Wilson Thye

Financial Consultant

Chriss Chee

Financial Consultant

Angie Chua

Financial Consultant

Liddy Hu

Financial Consultant

Jovie Kam

Financial Consultant

Gina Chua

Financial Consultant

Renzo Phan

Financial Consultant

Consfield CF Consultancy Sdn. Bhd. established in 2020, is a financial consultancy company based in Johor Bahru, Johor, Malaysia.